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Retirement Planning

Insuranced-Based Products

Permanent Life Insurance (Whole, Universal, Indexed Universal): Can build cash value that may supplement retirement income.

Annuities

  • Fixed Annuities: Provide guaranteed income with stable interest rates.
     
  • Indexed Annuities: Growth linked to a stock market index, with some downside protection.
  • Immediate Annuities: Convert a lump sum into guaranteed lifetime income starting right away.

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